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 Features of the Week


Immediate Annuity

MYGA ("CD") Annuity

"Equity Index" Annuity

Immediate Quote

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Annuities are a means of helping to fund your retirement.  During your working years, you can use a Fixed (Deferred) Annuity to accumulate assets tax-deferred.  Eventually, an Immediate (or "income") Annuity can provide you with a predictable monthly income, usually during retirement.  Work with Atlantic Annuity and start building the retirement of your dreams...Today!

Atlantic Annuity is your single source for the best Annuity products, bringing you the highest interest rates from the strongest Annuity companies.  We do the research - so you don't have to.  Please see our chart below for the best current Annuities and Rates, and don't miss our Features of the Week.  Interested in an Annuity you don’t see?  Contact us - We have it!

We are pleased to consult with you by phone, by email and/or in person.  Please call us at 703-799-2500 or email us at for more information about Annuities and/or to schedule an appointment or to open an account.  Remember, there is no fee or obligation to use our services.

Still have questions?  Please visit the FAQ section of this website, or call 703-799-2500 for friendly, expert service.  Or, click here for your FREE Guide to Understanding and Using Annuities.

updated on 07/07/2009  

3.50% for 3 Years
from Legacy (Rated A-, not available in all states)
APY Guaranteed
Tax Deferred

4.25% for 5 Years
from Legacy (Rated A-, not available in all states)

APY Guaranteed
Tax Deferred

4.60% for 10 Years
from American National (Rated A, not available in all states)

APY Guaranteed
Tax Deferred



The following are examples of popular Annuities and current interest rates.  In today's economic environment, rates and products change often.  Use the following information as a guide, and contact us for more details and updated rates or to lock in a competitive rate before it changes.

Annuities are safe, low-risk investments considered to be at least as safe as bank CD's.  Although Annuities are not FDIC insured, every state has a Guaranty Fund to protect Annuity owners from default.

Annuities are categorized below according to Annuity type; Immediate Annuities, Fixed Multi-Year Guaranteed (MYGA, or CD-type) Annuities, and Fixed "Equity-Indexed" Annuities. 
We represent ALL major Annuity companies.  Call 703-799-2500 for updated product and rate information or to open an account.


So you're finally ready to retire...

An Immediate (or Income) Annuity turns a lump sum, usually a 401(k) or IRA, into a guaranteed monthly income in retirement, either for a specified number of years OR for the rest of your life.  We represent the BEST Immediate Annuity companies, providing the highest monthly income to you.  Simply click the quote button below and tell us how much you want to invest OR tell us how much monthly income you need - and we’ll quote the highest income for you among all the companies.

S-t-r-e-t-c-h your Assets with an Immediate (Income) Annuity.  Click here to learn how an Income Annuity can strengthen your retirement.

Do you know what your "Replacement Ratio" is?  Many experts believe that to retire comfortably you will need at least 75% of the income you were earning before retirement.  Click here to use a simple calculation tool to see what your Replacement Ratio will be.

Ready to get your Immediate Annuity quote?  Click the quote button to get started!

Immediate Income Annuity Quote

FIXED MYGA (Multi-Year Guaranteed, or CD-Type) ANNUITIES

If you are in or nearing retirement, you're probably thinking "safety first."  Are you looking to protect your retirement assets, but tired of bank CD's with low interest rates?  Take a look at a Multi-Year Guaranteed Annuity (MYGA).   Safe MYGA Annuity rates easily beat bank CD's, and are low-risk investments.   Compare MYGA Annuity interest rates to local bank CD rates at

  • Choose a competitive rate of return that's Guaranteed for 3-10 years

  • Avoid market risk and preserve your principal

  • Tax-deferred growth compounds interest faster and saves on taxes





Old Mutual A- Dexterity 3+ 3 4.00 3.00 3.33 3
ING A Guarantee Choice 3 4.00 3.00 3.33 3
Legacy A- RateMark 3 3 3.50 3.50 3.50 3
American National A Palladium 5 5 4.15 3.15 3.35 5
Standard Oregon A SRA 5 3.40 3.40 3.40 5
Reliance A Elektra579 5 3.50 3.50 3.50 5
American General A HorizonSelect5 5 3.65 3.65 3.65 5
ING A Guarantee Choice 5 5.00 4.00 4.20 5
Legacy A- RateMark 5 5 4.25 4.25 4.25 5
American National A Palladium 6 6 3.80 3.80 3.80 6
Reliance A Elektra6810 6 4.75 3.75 3.93 6
Legacy A- RateMark 7 7 4.25 4.25 4.25 7
American General A HorizonSelect7 7 4.20 4.20 4.20 7
American National A Palladium 8 8 4.25 4.25 4.25 8
ING A Guarantee Choice 10 5.40 4.40 4.50 10
American General A HorizonSelect10 10 4.40 4.40 4.40 10
American National A Palladium 10 10 5.50 4.50 4.60 10
Rates are subject to change.  Last Updated on 07/07/09


Fixed Equity-Indexed Annuities offer the safety of interest and/or the choice of linking future gains to an index such as S&P500 or NASDAQ - all within the same Annuity product.  Re-allocate funds among sub-accounts annually.  Index Annuities offer a great way to rebuild your portfolio.  Best of all, your principal is never exposed to market risk.

We offer the best-selling Annuities from the strongest Annuity companies.  Choose among a variety of products and features, including the best-selling MasterDex X and Endurance Annuities from Allianz Life. There are many factors to consider when choosing the right Fixed Indexed Annuity, so please call to discuss your needs and financial goals.


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